Top Agent America / Michigan / Troy
Find a top real estate agent in Troy
Oakland County. Known for Somerset Collection, the Big Beaver corridor, Troy schools.
The Troy market, honestly
Troy is the corporate heart of Oakland County, and it is also where Top Agent America is headquartered. Housing runs from 1970s colonials and quad levels near Big Beaver to newer builds along the Rochester Road corridor, with the Somerset Collection and one of Michigan's most watched school districts holding demand steady. Homes here get compared hard against Rochester Hills and Birmingham, so pricing them right on day one matters more than anywhere else in the county.
That is why we match on evidence. When you ask for a Troy agent, we look for closed sales in Troy itself, in your price range, on your side of the city. If we do not have a strong local match, we say so instead of handing you to whoever is next in line.
Our team has closed 3 transactions in Troy.
What Troy actually charges in property tax
Michigan bills in mills against taxable value, and taxable value resets to about half of market value the year after a home changes hands. That is why the seller's current tax bill is close to meaningless to you, and it is why the honest way to read these numbers is as a share of what you pay for the house: the millage divided by 2,000.
Troy contains 7 school district rates, from 1.53% to 2.11% of price. On a $400,000 home that is a $2,326 a year difference between the cheapest and the most expensive street in the same city. Most buyers never find this out until the first bill arrives.
| School district | Millage | Share of price | Tax on a $400,000 home |
|---|---|---|---|
| Royal Oak Schools | 30.6309 | 1.53% | $6,126 |
| Bloomfield Hills Schools | 34.2337 | 1.71% | $6,847 |
| Avondale School District | 34.5094 | 1.73% | $6,902 |
| Birmingham Public Schools | 34.8300 | 1.74% | $6,966 |
| Warren Consolidated Schools | 35.9346 | 1.80% | $7,187 |
| Troy School District | 36.0430 | 1.80% | $7,209 |
| Lamphere Public Schools | 42.2594 | 2.11% | $8,452 |
Rates are 2025 totals for a principal residence with the Michigan homestead exemption. A second home, rental, or investment property adds roughly 18 mills of school operating tax on top. Special assessments for roads, police, or refuse can add more, and village residents pay a village levy as well.
Put Troy rates into the affordability calculator
Source: Michigan Department of Treasury, 2025 Total Property Tax Rates in Michigan (Form 4029 total rates report). Verify any specific parcel with the Oakland County treasurer or the Michigan property tax estimator before you rely on it.
Looking for agent profiles and current listings in Troy rather than the numbers? Our brokerage publishes those at Top Agent Realty. This page is for what it costs to own here, and for getting matched on closed results.
Get matched with a Troy agent
Tell us where to reach you and we will text you within the hour during business hours. Free, no obligation, you decide after you talk.
Questions people ask
How fast will I hear back about a Troy agent?
Usually within the hour during business hours. A real person from our Troy office reviews every request before any introduction happens.
Which Troy school district has the lowest property taxes?
On 2025 homestead rates, Royal Oak Schools is the lowest in Troy at 30.6309 mills, about 1.53% of what you pay for the house. The highest is Lamphere Public Schools at 42.2594 mills, about 2.11%. On a $400,000 home that gap is $2,326 every year, which is worth knowing before you fall in love with a street.
What will property taxes cost on a $400,000 home in Troy?
Roughly $6,126 to $8,452 a year as a principal residence, depending on which district the address sits in. That assumes taxable value resets to about half of market value when you buy, which is what Michigan uncapping does. If you are not claiming it as your principal residence, add roughly 18 mills.
Is this really free?
Yes. Buyers and sellers never pay us anything. When a deal closes, the agent pays a standard referral fee out of their own commission. Your agreement with your agent is exactly the same as if you had found them yourself.
Do I have to work with the agent you match?
No. The match is an introduction, not a contract. If the fit is wrong, tell us and we will introduce someone else, or you can simply walk away.